Car insurance is a tricky field to comprehend, especially if you’re not well-informed about the details. One may ask, why get an auto insurance policy? As part of your insurance, you need Personal Insurance Protection (PIP) and a personal injury attorney. Suppose you’re in Delray Beach and you’re looking for a qualified attorney to handle all your auto insurance policies; Zappitell Law Firm, LLC, in that case, has the answers to all your auto policy questions.
Excerpts From A Personal Injury Attorney
If you have experienced an auto injury and need help taking care of your medical bills, you need personal injury protection, also known as Med-Pay. There are many reasons why someone should have personal injury protection. Unexpected events can happen anytime. With a knowledgeable insurance attorney, you can get yourself ready for unprecedented events at all times. PIP depends on the age of the applicant, the model of the vehicle, and the coverage sought. This policy can cost from $50 to $100 per month.
What Does PIP Mean And Why Is PIP Insurance Important?
PIP is an acronym for Personal Injury Protection, and it is often called Med-Pay. It is a coverage you can add to your vehicle insurance, and it will cover your medical expenses in case there’s an accident. Sometimes, PIP insurance can account for lost wages if you’re unable to work for some time because of your accident.
The benefits of PIP are only for the driver and passengers of the vehicle with insurance. The injured individual depends on their insurance policy for PIP or the vehicle they were a passenger in. This general rule does not apply to bicyclists and pedestrians.
By law, liability insurance is necessary, but the harsh reality is that many individuals drive illegally without liability insurance coverage. If one of such individuals should injure you or your family, you won’t have any insurance company to settle your medical expenses. Another important fact to note is that most people go around with shallow policies because they don’t want to spend too much on monthly bills. You may have to handle most of your medical bills on your own, even if the accident was not your fault. If you get injured, your PIP insurance will handle your medical bills, even if it wasn’t your fault. They also go in-depth to pay for transportation expenses.
Should I Get PIP Or Med Pay Insurance?
The answer to this is yes. Check your insurance today. If it does not cover PIP or Med Pay coverage, you are strongly advised to add this to the list. It may cost you more each month to get coverage, but if you have a serious accident, you don’t need to worry about paying your medical bills. Sometimes, health care providers may refuse to attend to you if there’s no PIP or Med Pay insurance.
Personal Injury Protection is vital in your auto policy. Ensure you check for Personal Injury Protection in your policy coverage. Your search for a reliable personal injury attorney in Delray Beach has ended. Contact Zappitell Law Firm, LLC today to get your claims on personal injury protection.